Creditors’ Rights: Default Servicing Representation, Mortgage Foreclosure & Bankruptcy
We represent institutional and private lenders, loan servicers, investors and individuals in all courts throughout the State of Florida in both contested and uncontested foreclosure matters, loss mitigation services and mediations.
Communication. Communication. Communication. This is the bedrock of our practice and the defining feature which sets us apart from other firms. Our round-the-clock accessibility to, and communication with, our Clients, combined with our attorneys’ depth of experience, knowledge and creativity puts us in the forefront of developing unique and innovative solutions to all manner of creditors’ rights disputes.
We understand our Clients’ needs as servicers and creditors to either pursue settlement opportunities whenever possible to assist borrowers with home retention options, or to take titled assets to REO as quickly and efficiently as possible. We employ all tools available – including mortgage modifications, deeds in lieu of foreclosure, forbearance agreements, cash for keys agreements, repayment/stipulation plans, short sale documents – to obtain the results our Clients need to be successful.
When it comes to litigation, our view is that it all starts with careful planning at the outset to ensure smooth sailing. To that end, our lawyers are constantly up to date on the most relevant case law and we analyze title carefully before filing suit to make sure that all bases are covered on the clear pathway to REO. Before sale, we shepherd our clients through the complexities of the Florida safe harbor statutes as well as well as all relevant federal regulations.
Our Firm’s bankruptcy practice is limited solely to creditor representation of lenders and servicers in every aspect of bankruptcy including, but not limited to stay relief proceedings, proof of claim issues, and strategic approaches to bankruptcy plans. We regularly appears before all judges in each of Florida’s bankruptcy divisions and we have a deep working knowledge of the local bankruptcy rules of all districts.
We update our Clients tirelessly and proactively and we treat every matter as if it’s our last.